Florida drivers carry personal injury protection (PIP). It generally pays 80% of reasonable medical expenses and 60% of lost income, up to $10,000 per person. Counsel and the insurer apply the rules to each claim.
Key rules to know
- Initial treatment generally must be received within 14 days after the crash.
- Benefits are generally limited to $2,500 unless a qualified provider determines the person had an emergency medical condition.
- Deductibles chosen on the policy reduce what is paid.
Track each bill
- The provider and date of service.
- The amount billed and the date sent to the PIP carrier.
- What PIP paid, and when.
Our PIP tracker shows what has been used and what is left of the limit.
Litigation support is performed at the direction of a licensed attorney.
This article is general information, not legal, tax or regulatory advice. Rules change; confirm current requirements with the responsible agency or a licensed professional.
