Whether you are selling a home, a rental or a vacant lot, the buyer, the title company and the lender will ask for the same kinds of documents. Having them ready saves weeks.
Ownership and title
- The deed and any prior title insurance policy.
- Mortgage payoff information, if there is a loan.
- Information on any liens, judgments or code enforcement cases.
The property itself
- A survey, if you have one.
- Permits and approvals for any work done.
- Records of repairs and improvements, with receipts.
- Association documents, if there is an association.
Taxes and costs
Recent property tax bills, insurance details and utility costs help buyers and set expectations.
For rentals
Current leases, the rent ledger and security deposit records.
Our seller's document checklist lists each item.
General information, not legal advice. Disclosure duties and closing requirements depend on the property and the law; ask your attorney or title company.
This article is general information, not legal, tax or regulatory advice. Rules change; confirm current requirements with the responsible agency or a licensed professional.
